Unlock your wealth’s potential with long-term returns driven by two internationally recognised indices, S&P PRISM or S&P 500.

Experience peace of mind with guaranteed acceptance without requiring any medical underwriting or check-up.

Be rewarded for your commitment with a Guaranteed Maturity Crediting Rate of 3.8% p.a. or 10% p.a. (depending on your premium payment term) at the final policy year.

- Secure your policy in stable currencies — SGD or USD.

- Gain financial flexibility with single-pay or multi-pay premium options.

- Allocate premiums your way between Index and Fixed Accounts to match your risk and return goals.

- Optimise your strategy with your preferred index — 100% S&P PRISM or 100% S&P 500 Select.

Stay resilient with built-in protection:

- 0% guaranteed minimum return in Index Account to cushion market downturns.

- Automatic Premium Spread distributes premiums evenly over 12 months for balanced growth and stability.

Safeguard your loved ones’ future with 20 years of financial protection, including coverage for death and terminal illness.